About Calder
Calder Financial Group is a registered investment advisor, providing holistic and personalized financial guidance. We also manage brokerage accounts, IRA’s, HSA’s, 401(k) plans, charitable foundations, trusts, and endowment funds.
The Calder Consulting Group offers strategic HR analytics and employee total rewards consulting with an emphasis in retirement plans.
Meet Our Team
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Why Choose Us?
Calder is a community of credentialed actuaries, chartered financial analysts, certified financial planners, and accountants. We deliver unparalleled service as a team based on our collective thought leadership and diverse expertise.
INCENTIVES
We believe our clients deserve unbiased guidance, which is why we never sell products nor receive commissions of any kind. As fee-only investment managers, we work with you to develop an investment approach that fits your goals with our capabilities. You will never experience sales pressure nor conflict of interest. You can be sure investment decisions are based on one primary goal — meeting your financial objectives. In addition, we offer project-based-fee-for-service or advice-only arrangements. In these situations, we derive suggested fee schedules based on time and expense to deliver services. Ultimately, we know that our success depends on your satisfaction, which why we are willing to put 100% of our fees at risk. Every time. Every engagement. We simply ask that you pay us only when you are 100% satisfied with the value you have received.
LOCALLY OWNED
Our company is locally owned and operated, not just a local branch of a national firm. We live and work where you do and our investment is here in West Michigan and Southeast Minnesota. We are committed to making each of our working relationships personal. We will not treat you as just another account or abandon you in search of the next sale. We pledge to earn your business every day.
While we are still operationally independent, we understand that there are many benefits that come from strategic partnerships with larger national resources. Our client assets are mainly held at Fidelity, Charles Schwabb, and TIAA-CREF.
COMMUNITY
Community is important to us, both in how we work and where we live. When you work with Calder, you get all of us. We work together as a community of credentialed actuaries, Chartered Financial Analyst® charterholders, CERTIFIED FINANCIAL PLANNER™ professionals, and accountants in order to deliver unparalleled service based on our collective thought leadership and diverse expertise.
Calder has been actively involved in the community since 1988. We recognize the importance of both community involvement and committing financial resources locally.